In this article
Do I build up pension?
Topic
Account
Freelance shift
Employed shift
31 Jul 2026
For some people, retirement may still seem far away, but you can’t start saving early enough. The earlier you begin, the more time your money has to grow, and the more you’ll be able to enjoy your retirement later on.
Read more below about pensions for employed and freelance shifts:
Employed shift
During your employed shift both you and Temper contribute towards your pension for the hours you work. This means that with every job you take, you’re also securing your future!
What’s the contribution?
- You contribute 7,5% on from your pensionable wage. This amount will be deducted automatically, so you don’t have to worry about it.
- Together with your contribution, Temper adds 15,9% of your pensionable wage each month to the pension plan of StiPP.
How is my pension managed?
StiPP invests your pension capital and that of all other participants. Every month, they assess the balance. If there is a positive result, you receive a return, and your pension capital increases. If there is a negative result, this (negative) return is processed, and your pension capital decreases.
How can I check my pension balance?
You can always check your pension balance on your StiPP account. From your first payslip onwards, your pension will start building up. If you are new to StiPP, an account will be created for you automatically. If you already have an account with them, contributions will continue to be made to it automatically.
Freelance shift
As a freelancer, you’re in charge of building your own pension. Aside from the basic state pension (AOW) provided by the government, you don't automatically save for the future.
Take care of your future
We strongly recommend building up a supplementary pension. By doing this, you can benefit from tax advantages, as the money you save for your pension is deductible from your income tax.
By opening a pension account yourself (for example with Brand New Day, Bright Pensioen, or Loyalis) you decide how much you save each year. Your savings grow with tax benefits and will be converted into a pension payout later on.
Need a little help?
Through Temper, you get extra perks when you open a pension account with Brand New Day. You’ll save €45 on registration fees and get a free, no-strings-attached info session to help you get started.
